Built for the way Australian businesses actually run.

Cafes don't operate like consultancies. Sparkies don't operate like yoga studios. Summed is shaped around three kinds of Australian small business — and the daily habits that actually keep them profitable.

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Cafes & Hospo

End of day close in 30 seconds.

The morning rush turns into the lunch rush turns into the clean-down. The last thing you want at 4pm is a shoebox of dockets. Summed pulls cash, card, and Square into one daily total — before you wipe down the last table.

Cafe owner closing out the till for the day

Square POS integration — yesterday's sales land in Summed automatically. No CSV fiddling, no double entry.
Cash & card split tracked side by side — enter total takings, cash portion, and card portion; Summed flags it if the numbers don't add up.
Staff & shift management — track hours for casuals, calculate wages with super, and see the weekly wage bill at a glance.
Supplier receipts, scanned in seconds — snap the milk delivery docket at the back door and the total, date, and GST extract themselves.
Weekly P&L by day of week — find out whether Tuesdays are really carrying you or quietly eating your margin.

Tradies & Field Services

Log the job before you leave the driveway.

You're not doing the books at the kitchen table after the kids are in bed. You're doing them at the red light on the way to the next job. Summed was built for a phone in one hand and a toolbag in the other.

Cash and card, logged side by side — whether the customer paid in cash on the doorstep or tapped a card, it goes in the same book.
Trade-specific categories — materials, fuel, vehicle, tool hire, subcontractors — already there. Not a generic "office expense" in sight.
Receipt scanning from the ute — photograph the Bunnings dockets into a pile on the passenger seat, scan them at the next coffee stop.
Mobile-first, no app store install — add Summed to your home screen and it opens like an app. One hand, two taps, job logged.
Quarterly BAS ready to hand over — one CSV to your accountant, one to the ATO. No "can you send me your numbers" email to dodge.

Sole Traders

Know what you actually take home.

Personal trainers, consultants, freelancers, photographers, mobile groomers, dog walkers, sparkies without a crew. You're the business. Summed tells you what the business is really paying you — after GST, after expenses, after super you've set aside.

Sole trader reviewing earnings on a phone

Income per client or session — tag transactions as you log them and see who your most profitable clients actually are.
GST registration threshold tracking — Summed shows your rolling 12-month turnover so you know when you're about to cross $75,000.
ATO-aware expense categories — vehicle, fuel, home office, tools, subscriptions — so your tax-time copy-paste actually works.
Super set-aside reminders — optional nudges to move money into your super while the cash is still in the account.
One-click accountant export — at end of financial year, send the whole package in a single email. No "I'll dig it up this weekend" promises.

The receipt scanner that actually reads Aussie receipts.

Snap a photo or upload a supplier PDF. Summed's AI extraction pulls out the vendor, date, total, and GST — tuned against the receipts Australian businesses actually get. Woolies. Bunnings. Reece. A handwritten docket from the bloke who did the grease trap.

If it's wrong, fix it in two taps. Summed remembers the correction, so next time that supplier's docket comes through it files itself.

Supports JPG, PNG, HEIC, and PDF
GST component separated automatically
Attaches the image to the transaction for your audit trail
Works on every plan

Scanned Receipt

BUNNINGS WAREHOUSE

Richmond VIC · 21 Apr 2026 · 14:22

Timber 90x45 x 4$52.80

Deck screws 100pk$18.50

Sandpaper 80g$7.25

GST incl.$7.14

TOTAL$78.55

↓

VendorBunnings Richmond

Date21/04/2026

CategoryMaterials

GST$7.14

Total$78.55

BAS Summary — Q3 FY 2025-26

1A — Total Sales (GST inc.)$48,240

1B — GST on Sales$4,385

G10 — Capital Purchases$2,140

G11 — Non-capital Purchases$21,060

Net GST Payable$1,847

Quarterly BAS without the panic.

Every transaction you enter already knows its GST position. When BAS time comes, Summed has your 1A, 1B, G10, G11, and net payable ready to go — using the exact labels the ATO expects.

Download the CSV, hand it to your registered tax agent, or punch the numbers straight into the ATO portal. Whichever way you lodge, you're doing it in minutes, not a lost Sunday.

Australian financial year (1 July – 30 June) built in
Current GST and super rates loaded for FY 2025-26
Report filters match BAS quarters and monthly IAS
Audit trail: every line traceable back to a transaction

Plugs into the tools you already use

We don't try to replace your POS, your bank, or your payment provider. Summed sits on top of them and pulls your numbers together.

Square POS

Daily automatic import of sales, refunds, and tips from your Square account. Cafes, food trucks, and market stalls stop touching a spreadsheet.

Live — Crew plan

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Bank CSV import

Upload the statement CSV your bank already exports. Summed matches transactions to categories and flags anything unusual for review.

Live — Crew plan

Stripe

For Summed's own billing — your subscription, tax invoices with GST, and the customer portal all run on Stripe with automatic Australian tax handling.

Live

Accountant email export

One click, one zip: P&L, GST summary, wage records, and the raw transaction journal. Send it straight from your inbox.