Acceptable Use Policy

Version 1.1 — Last updated: 10 April 2026 | Jurisdiction: Victoria, Australia

1. Overview

This Acceptable Use Policy ("AUP") sets out the rules for using the Summed platform ("Service") operated by Anum Pty Ltd (ABN 80 697 129 525, ACN 697 129 525) ("Summed", "we", "us"). This policy supplements and forms part of our Terms of Service.

By using the Service, you agree to comply with this AUP. Violation of this policy may result in suspension or termination of your account in accordance with the enforcement procedures set out below.

2. Permitted Use

The Service is designed for lawful business bookkeeping and financial record-keeping by Australian small businesses. You may use the Service to:

• Record income and expense transactions for your business
• Track staff wages, shifts, and superannuation
• Generate reports for your own business use or for sharing with your accountant
• Export data for tax preparation, BAS lodgement, or business analysis
• Connect third-party integrations (e.g., Square POS) for your business
• Upload receipts and supporting documents related to your business transactions

3. Prohibited Conduct

You must not use the Service to:

• Break the law: Engage in any activity that violates Commonwealth, state, or territory laws of Australia, or any applicable international laws
• Commit fraud: Create false or misleading financial records, fabricate transactions, or misrepresent financial data
• Facilitate money laundering: Use the Service to record, disguise, or facilitate proceeds of crime or money laundering activities in breach of the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth)
• Evade tax: Use the Service to facilitate tax evasion or create fraudulent tax documents, in contravention of the Taxation Administration Act 1953 (Cth) or any other taxation legislation
• Impersonate others: Create accounts using another person's or business's identity without authorisation
• Abuse the platform: Attempt to gain unauthorised access to the Service, other users' data, or our infrastructure
• Distribute malware: Upload files containing viruses, malware, or other harmful code
• Overload the system: Use automated scripts, bots, or other means to make excessive requests that degrade the Service for other users
• Resell access: Resell, sublicense, or share your account access with unauthorised users
• Circumvent restrictions: Bypass subscription plan limitations, rate limits, or other technical controls

4. Financial Record Integrity

As a financial record-keeping platform, Summed requires a higher standard of data integrity from its users. You must:

• Only enter genuine business transactions that actually occurred
• Not fabricate, backdate, or manipulate financial records to misrepresent the financial position of your business
• Not use the Service to generate misleading reports for the purpose of obtaining credit, investment, or other financial benefit under false pretences
• Not use the Service to prepare or generate documents that purport to be professional financial statements, tax returns, or BAS lodgements (Summed is not a registered BAS agent or tax agent under the Tax Agent Services Act 2009 (Cth))
• Maintain records in accordance with the record-keeping obligations under the Taxation Administration Act 1953 (Cth) and any other applicable legislation

5. Data and Content Standards

Data you enter and files you upload must:

• Relate to legitimate business record-keeping
• Not contain illegal, offensive, defamatory, or obscene material
• Not infringe on the intellectual property rights of others
• Not contain personal information of individuals without their knowledge or consent (beyond what is necessary for legitimate employment and business records), in accordance with the Privacy Act 1988 (Cth)
• Not contain Tax File Numbers (TFNs) or other sensitive government identifiers that are not required for bookkeeping purposes

6. Account Responsibility

You are responsible for all activity that occurs under your account. You must:

• Keep your login credentials secure and not share them with unauthorised individuals
• Use a strong, unique password for your account
• Notify us immediately if you suspect unauthorised access to your account
• Ensure that anyone you authorise to use your account complies with this AUP

7. Reporting Violations

If you become aware of any violation of this AUP, please report it to support@summed.com.au.

8. Enforcement

We reserve the right to investigate suspected violations of this AUP and take appropriate action, including:

• Issuing a written warning specifying the breach and required remedial action
• Temporarily suspending your account (with notice of the reason and expected duration)
• Permanently terminating your account for serious or repeated breaches
• Reporting illegal activity to relevant authorities, including the Australian Federal Police, the ATO, AUSTRAC, or other regulatory bodies as appropriate

Where practicable, we will provide notice before taking enforcement action and give you a reasonable opportunity to address the concern. In cases involving suspected illegal activity, imminent harm, or a threat to the security of the Service, we may take immediate action without prior notice.

Enforcement actions under this AUP do not limit or affect any rights you may have under the Australian Consumer Law. If you believe enforcement action has been taken in error, you may raise a dispute in accordance with the dispute resolution process in our Terms of Service.

9. Changes to This Policy

We may update this AUP from time to time. Material changes will be communicated via email or through the Service at least 14 days before taking effect.

10. Contact

Anum Pty Ltd (ABN 80 697 129 525, ACN 697 129 525)
Email: support@summed.com.au
Jurisdiction: Victoria, Australia